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But the process of getting a home loan differs from getting a car loan or renting an. and educate yourself on the best ways to get your mortgage loan approved:.

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Best Banks To Get Pre Approved Another perk is that you can get approved with as little as zero or $500 down payment, so you can get a car loan even if you don’t have lots of cash on hand. You will, however, need a steady income to get approved, with a monthly pre-tax salary of at least $1,500.

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The best mortgage companies offer affordable rates, have helpful online tools, are quick to communicate, and won’t leave you hanging if you need help. Our top lenders – Alliant Credit Union , CitiBank Mortgage , First Internet Bank , and New American Funding – all stood out for different reasons, but hit every one of those marks.

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