What is the difference between a cash loan and a personal loan. – Though cash loans fall into the personal finance category, they are very. such loans which are unsecured in nature which means they are not.

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Deferment and Forbearance | Federal Student Aid – For Perkins Loans, there is a cumulative limit on general forbearance of three years. There is no fixed cumulative limit on general forbearance for Direct Loans and ffel program loans, but your loan servicer may set a limit on the maximum period of time you can receive a general forbearance.

Additionally, a loan with a high LTV ratio may require the borrower to purchase mortgage insurance to offset the risk to the lender. Home buyers can easily calculate the loan-to-value ratio on their ..

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A cash basis loan is one in which interest is recorded as earned when payment is collected. Ordinarily, interest income is accrued on loans, as regular payment of both principal and interest is.