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 · Home equity loan: A home equity loan (HEL) is a type of loan in which a homeowner borrows against his or her home’s equity. As the borrower is receiving a fixed-rate loan against his or her home equity, the lender is permitted to foreclose on or force the sale of the house if the loan is not repaid to cover remaining debt.

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David Lipscomb is the Senior Vice President of Finance, Controller and Corporate Officer for Prosperity Home Mortgage, LLC. He joined Prosperity Home Mortgage in June 2013 and is responsible for all aspects of Finance & Accounting, Treasury, including Warehouse line management, and Business Risk and Controls areas of the company.